Dental Care
Underwritten by United States Fire Insurance Company, a part of Fairmont Specialty (a division of Crum & Forster) is rated "A" (Excellent) by AM Best Company. Full Policy on file at IAB’s administrative offices.
- You and your eligible dependents
 each have
$1,000 of Insured Dental Benefits per calendar year paid per Dental Schedule of Eligible Expenses ($50 Deductible) with ANY Dentist of your choice. See list of Schedule of Dental Eligible Expenses.
- Deductible is waived on two (2) cleanings per person per year.
- Your IAB Dental Care Plan can be used at any dentist and provides a scheduled reimbursement.
- Procedures Include: Porcelain Crown, Composite Filling, Simple Extraction, Regular Teeth Cleaning, Periodontics, Complete Dentures, Root Canal, X-Rays, Endodontics, Sedative Filling, Amalgam Filling, Periodic Oral Exam, Initial Oral Exam, Deep Teeth Cleaning and much more... (Note: waiting periods may apply).
- Covered expense: Class I, II, III Services are payable per Schedule
- Deductible: $50 Combined Deductible for classes I, II and III each year. Deductible is waived on 2 cleanings per year (Prophylaxis 01110 & 01120.)
- Waiting Period: Class I: Immediate, Class II: 90 days, Class III: 12 months
- Limitations and Exclusions: You must submit your claim form within 90 days of service to receive reimbursement.
- For Eligibility, Effective Dates, and additional Exclusions and Limitations: click here
- For State specific fraud warning information click here
Designations:
Class I -
Preventive Services
Class II -
Basic Services
Class III -
Major Services |
Benefit Categories:
Preventive
- Exams
- Cleanings
- X-Rays
- Fluoride
Basic
- Fillings
- Simple Extractions
- Endodontics
- Peridontics
- Oral Surgery
- Dentures
- Bridge
Major
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