Accident Medical Insurance
Underwritten by United States Fire Insurance Company, a part of Fairmont Specialty (a division of Crum & Forster) is rated "A" (Excellent) by AM Best Company. Full Policy on file at IAB’s administrative offices.
- Your membership includes
 an accident medical insured benefit
that will pay up to the amount stated in the membership plan selected per occurrence for medical expenses resulting from an injury caused by a covered accident. $100 deductible must be met before any benefits will be paid.
- Covered expenses include bills incurred from the following categories: emergency room, physician, ambulance, hospital room and board, ancillary hospital expenses (including operating room, lab tests & anesthesia), registered nurse services for private duty nursing while confined in a hospital, x-rays, prescription drugs, dental (includes x-ray).
- For eligibility, effective dates, exclusions, and limitations click here.
- For State specific fraud warning information click here.
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